5 Amazing Features Offered on SBI Travel Credit Cards You Need to Know About!

State Bank of India, which is the largest public sector bank in India, offers multiple credit cards under different categories. Among the many cards offered by the bank, travel credit cards are some of the most popular ones. They offer a plethora of different benefits ranging from discounts on tickets to complimentary access to premium airport facilities. If you’re a regular traveller looking to apply for a credit card, here are some of the details of SBI credit cards available under the travel category.  

Features of SBI Travel Credit Cards 

Getting to know the features of SBI travel credit cards can help you understand them better and help you make more informed decisions. That said, it is important to keep in mind that the features may vary depending on the card that you opt for. 

Now that we’ve gotten that out of the way, let’s take a look at 5 amazing features of travel credit cards from SBI.   

  • Worldwide Acceptance

One of the major features of travel cards from SBI is the fact that they’re accepted globally at more than 24 million outlets worldwide. You can use your card for purchases at almost any outlet that supports Visa and Mastercard credit cards. 

This makes it really handy and useful when you’re travelling abroad since you won’t have to carry any cash on your person. Instead, you can just use your SBI travel card to pay for all your expenses in the currency of the country you’re visiting. That said, keep in mind that a certain foreign currency markup fee may be levied for international transactions. 

  • Global Cash Withdrawal Facility 

This is one of the many SBI credit cards that are often overlooked. All travel cards issued by the State Bank of India can be used on all ATMs that accept Visa or Mastercard credit cards worldwide. 

You can use your card to withdraw cash in over 10,000 SBI ATMs in India and over a million other ATMS outside the country as well. Whether you’re travelling within the country or abroad, with an SBI travel credit card, you can get access to cash anytime. 

  • Travel and Card Insurance 

With an  SBI travel card, you get to enjoy automatic insurance coverage. However, the type of insurance and the amount of coverage may vary depending on the type of card that you apply for. 

Some cards offer lost liability insurance up to Rs. 1 Lakh, which is designed to cover losses arising out of theft of your credit card and its subsequent misuse. Other SBI travel credit cards offer a more comprehensive insurance coverage, which includes lost liability insurance, coverage for lost or damaged baggage and trip cancellations. 

  • Access to Airport Lounges

This is another one of the most important details of SBI credit cards that you should know. With a travel card, you can gain access to airport lounges for free. However, depending on the type of card you possess, you can either get access for only domestic airport lounges or both domestic and international lounges. 

Additionally, the number of complimentary visits to airport lounges in a year are also capped. Most cards allow a maximum of up to 8 visits in a year, with a sub cap of up to 2 visits every quarter. That said, there are a few travel cards that offer unlimited airport lounge visits as well. 

  • Travel Benefits

In addition to the features mentioned above, SBI travel credit cards also offer a whole host of travel benefits. This includes exciting discounts on flight tickets and hotel reservations, which can make your travel and stay a lot more affordable. Additionally, some cards even offer free flight tickets on payment of the joining fees, annual fees, or on achieving milestone spends. 

Finally, depending on the type of card that you opt for, you may even be eligible for reward points for spending on certain categories. Once you accumulate enough of them, these reward points can then be redeemed for discount vouchers, flight tickets, and other offers. You can even get cashback and transaction fee waivers on railway tickets booked through IRCTC. 


In addition to the ones mentioned above, you also get to enjoy a few other benefits like fuel surcharge waivers, annual fee reversals on milestone spends, and more. Now that you’re aware of the features and details of SBI credit cards under the travel category, go ahead and apply for one today. 

But before you do, remember to compare multiple card options with one another. This will ensure that you choose the one that fits your requirements. Also, make sure to thoroughly go through the various fees and charges applicable for the card you wish to apply for. 

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